3 Things I'm Pretty Sure I'm Sure About Money

Dave Ramsey has the right idea.  In his book, Dave Ramsey's Complete Guide to Money, he repeatedly says that one lesson he had to learn the hard way was not to "take financial advice from broke people."  So, who can you go to for financial advice?  Dave says his life turned around when he went "on a quest to find out everything [he] could about God's and Grandma's ways of handling money."  Bravo, Dave.  You are a wise dude, indeed.

So, what exactly are my qualifications for claiming that I know something about money?  Fair enough.  Here are some of my credentials:

• I am a granny, obviously.  And thanks, Dave.  But more to the point...
• I am not a broke person.  But, much like Dave Ramsey, I once WAS a broke person, and I learned a lot of valuable financial lessons the hard way in order to transform myself into a FORMERLY broke person.
• I'll add a third:  I'm not after YOUR money, as so many "professional financial advisers" are.

Notice I did NOT say that I am a financial expert, even though I have a college degree in a financial field and spent decades working as an accounting professional.  I've learned enough to know that I'm still learning how to handle money and expect I always will be.  But there are quite a few things I've figured out for myself, and I'm happy to share what I've learned with you.  For free.  And you can pay attention to what I have to say, or don't.  Your money, your choice.

How about if we start with some good news?